Legal Plan FAQs

How do I find out if I'm eligible to use the Legal Plan?

You may call the Administrative Office at (907) 276-1246 and request a Legal Representative to confirm your eligibility.

Can my spouse or children use the Legal Plan?

Yes, the Plan covers personal legal expenses for you, your spouse, or a qualifying dependent child. See the Legal Plan Summary Plan Description (LP-SPD) for detailed explanation.

I need to have a will prepared, is this covered by the Plan?

Yes. Will preparation and estate planning are covered matters. Up to $3,000 in fees are covered at 100% for Plan A and up to $2,100 for Plan B. See the Legal Plan Summary Plan Description (LP-SPD) for detailed explanation.

Why are there exclusions from Plan benefits?

The Legal Plan only provides legal services for your personal legal affairs and those of your immediate family. It isn’t designed to cover business ventures, for example. Please review the Exclusion Section of the Legal Plan Summary Plan Description (LP-SPD) for a detailed listing of exclusions.

What forms do I need to fill out?

To initiate a claim you need to complete the Participant’s Statement Form. Your attorney will complete an Intake Form to describe the services they anticipate providing. The Administrative Office will also contact your attorney to pre-authorize the case.

How long do I have to file a claim?

Your claim must be submitted to the Administrative Office within 1 year after the date the services were provided or costs incurred. Billings submitted after the deadline will not be paid. See the Legal Plan Summary Plan Description (LP-SPD) for further information.

Can I continue my coverage if I terminate my employment?

Yes. You can continue coverage for up to 36 months under the Plan’s self-payment option. When you retire you may continue coverage if you meet the eligibility requirements. See the Legal Plan Summary Plan Description (LP-SPD) for further information.

If I die, can my executor or my widow(er) continue coverage?

Yes. If you die, your executor may be able to extend coverage for 24 months to administer your estate. Your spouse also may continue coverage. See the Legal Plan Summary Plan Description (LP-SPD) for further information.