Life Insurance & AD&D

Eligibility

It is your responsibility to check with the Administrative Office to make certain you have eligibility. Visit the Eligibility & Reciprocity page for more information.

Accidental Death & Dismemberment

Should you die as a result of an accident during a month in which you were an active participant and eligible for health benefits, your beneficiary will receive an accidental death insurance benefit. Accidental death benefits range from $5,000 to $50,000 depending upon the plan in which you are enrolled.

You will receive dismemberment insurance benefits if, as the result of an accident, you suffer the loss of one or both eyes, a hand, or a foot.

Accidental dismemberment benefits range from $2,500 to $50,000 depending upon the plan in which you are enrolled and the extent of your injuries. For complete details on the accidental death and dismemberment insurance benefit, see the Insurance Benefits section of the Health & Welfare Summary Plan Description (H&W-SPD).

Designating or Changing Beneficiaries

Beneficiary(ies) may be designated on your Health & Welfare Plan Enrollment Form at the time of enrollment. Your beneficiary designation should be kept up to date to be certain that benefits will be paid in accordance with your wishes.

If you wish to make any changes, please complete a new Health & Welfare Plan Enrollment Form. If you do not name a beneficiary on your Health & Welfare enrollment form, or if your named beneficiary does not survive you, the benefits will be paid in the following order: to your surviving spouse, children, mother, father, the beneficiaries named in your last will and testament if the will is admitted into probate within 90 days of the date of death.