Ask for a PPO
Tell Your Providers WHERE You Want Care
Unless you tell them, how will your providers know you want to get care at a Preferred Provider Organization (PPO) within the Municipality of Anchorage?
Surgery in your future? Discuss these PPO options with your doctor:
- Alaska Regional Hospital (ARH)
- Alpine Surgery Center
- Alaska Surgery Center
- Surgery Center of Anchorage
- Mat-Su Regional Medical Center in Palmer, AK
Having lab tests? Ask your provider to send blood, urine, culture, biopsy, or other samples to ARH.
Need an imaging test? Ask for a referral to ARH for X-rays, CT scans, MRIs, ultrasounds, mammograms, or any other imaging tests.
Physical therapy ordered? Request one of these providers:
- Chugach Physical Therapy
- Ascension Physical Therapy
- Alaska Hand Rehabilitation
The Out-of-Network Penalty Adds Up…Fast
If you use a non-PPO provider for services that are available at a PPO within the Municipality of Anchorage, you will pay more. Here’s why:
- The amount the Plan pays for covered services (the “allowed amount”) is the PPO rate or 50% of the charges.
- The Plan’s PPOs within the Municipality of Anchorage limit their charges for covered services to the PPO rate.
- Non-PPO providers within the Municipality of Anchorage may charge what they’d like, but the Plan will only allow up to 50% of their charges. Plus, Plan payment on the allowed amount is reduced by 20%. You are responsible for paying any charges not paid by the Plan.
For covered hospital stays at a non-PPO facility, you will also pay a $1,000 penalty (per admission).