Purchase - Reciprocity
Reciprocity is designed for people who wish to work outside the
jurisdiction of their local union fund. Using reciprocity,
benefits earned at a union fund a person traveled to (away fund) are
sent back (reciprocated) to their home fund. This type of
reciprocity is referred to as "Money Follows the Man".
To qualify for reciprocity, you must be
working under the Inside or Outside Agreement through an IBEW Local
that is signatory
Electrical Industry Pension/Health &Welfare Reciprocity Agreement.
To determine if a certain Local participates in reciprocity, you may
call their offices or call the Alaska Electrical Trust Funds and
request the Reciprocity Representative.
Your "home fund" for
money purchase pension is the union fund for the Local with whom you are a member
and have credited service. If you do not have credited service
in that fund, then your home fund will be the fund with whom you have
All of the hours and employer contributions
paid in to the away fund will be forwarded to your home fund.
The employer contributions must be transferred from a like fund to a
like fund ie health & welfare contributions are transferred from a
health & welfare fund to a health & welfare fund. However, if
your away fund has defined contribution (money purchase) pension plan
contributions and your home fund does not, those contributions may be transferred a defined benefit pension plan.
initiate reciprocity you will need to go to a participating union hall
or trust fund office with valid photo ID and sign up online using
Electronic Reciprocal Transfer System
(ERTS). Once you are
enrolled in ERTS you may
review signatory locals, request reciprocity, and release reciprocity
with participating funds via the internet.
For further details on reciprocity, please review
the Reciprocity section of the
Summary Plan Description and the
frequently asked questions