IBEW Local 1547 Alaska Electrical Trust Funds Alaska Chapter NECA
 

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Life Events - Temporary or Permanent Disability

Temporary disability - occupational

A disability is considered occupational if it is due to bodily injury or sickness which is covered by a Worker's Compensation Act or similar legislation.  Please see the Summary Plan Description for details.  Only the Plan 500 has weekly income disability benefits for an occupational disability. 

To be eligible for benefits you must be:

  • Currently eligible under Plan 500 as an active participant; and

  • Continuously eligible for 24 of the 60 months immediately preceding your disability; and

  • Incurred the disability while working for an employer contributing to the Plan.

Please see the Summary of Disability Benefits to determine the amount of disability income you may receive each week.  

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Temporary disability - non-occupational

A disability is considered non-occupational if it is not the result of any injury or illness sustained while engaged in any occupation for wage or profit.  Please see the Summary Plan Description for details. 

To be eligible for weekly income disability benefits you must be eligible under a Plan covering active participants (not a retiree or COBRA plan) on the date your disability begins.

Please see the Summary of Disability Benefits to determine the amount of disability income you may receive each week.  

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Filing for weekly income disability benefits

To apply for weekly disability benefits, you must complete the Application for Weekly Income Disability Benefits form.  Your physician must also complete Part 2 of this form, the “Attending Physician’s Statement”.  Mail or fax your completed application to the Administrative Office. 

Once your application is approved, you will need to complete the top half of the Supplementary Disability Claim Form each week for as long as your disability continues.  Once every four weeks your doctor will need to complete the bottom half of this form, the “Statement of Attending Physician”.  Mail or fax your completed claim form each week to the Administrative Office as listed on the form.

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Extension of Health & Welfare Eligibility

Your eligibility under the Health & Welfare Plan will be extended for up to six months during your qualified temporary disability regardless of whether the disability is occupational or non-occupational.

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Permanent disability

Pension Plan (Defined Benefit)

You may be eligible for disability retirement through the Pension Plan if you experience a total and permanent disability due to injury, disease, or mental disorder which permanently prevents you from working at a gainful occupation for which you would be expected to do in light of your training, experience, and abilities.

To be eligible for disability retirement you must be vested in the Pension Plan and you must have earned a year of credited future service during the year your disability occurs, or in at least one of the two previous years.  Other requirements must also be met, please review the Pension Plan Summary Plan Description for details.

Health & Welfare

At the time of your disability retirement, you may elect to enroll in the Retiree Health & Welfare Plan if you meet the eligibility requirements of the Plan.  To be eligible you must have 25,000 hours of contributions to the Health & Welfare Fund or have had health & welfare contributions (that include retiree funding) for 60 of the past 84 months.  Other requirements must also be met, please review the Rules for Electing Retiree Coverage and the Summary Plan Description for details.

When you become eligible for Medicare you are required to notify the Administrative Office and you will automatically be moved to a Medicare Eligible retiree health & welfare plan.  Be sure you enroll in Medicare when you are eligible to participate.  The health plan will calculate your benefits based on the amount Medicare would have paid for treatment whether or not you actually enroll in Medicare.

Money Purchase Plan (Defined Contribution)

If you become totally and permanently disabled, you are entitled to receive the funds in your Money Purchase account.  You must apply for the distribution and elect a form of payment.  To initiate a distribution, please call the Administrative Office and ask to speak with a Pension Representative.

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