Health & Welfare

You are eligible for the Health & Welfare Fund if your employer contributes on your behalf to the Plan. Whether you work inside or outside of Alaska, you may be able to retain your eligibility and benefits under the Alaska Electrical Health & Welfare Plan through a Reciprocal Agreement. Visit the Eligibility & Reciprocity page to learn more.

The Fund contracts with various providers to offer you lower cost care. Whether you are looking for healthcare, vision care, or pharmacy – you can potentially save on out-of-pocket costs with a network provider.

The Health & Welfare Fund provides comprehensive medical coverage to eligible participants and covered dependents. Services covered and out-of-pocket expenses may vary depending on which medical plan you have.

If you are a retiree, visit the Retiree Health & Welfare page for information about your options for medical & prescription benefit.

The Health & Welfare Fund provides prescription coverage to eligible participants and their dependents.

The Health & Welfare Fund provides comprehensive dental coverage. There is no preferred provider network for dental benefits. Services covered and out-of-pocket expenses may vary depending on which dental plan you have.

Vision care for eligible participants is administered through Vision Service Plan (VSP). Services covered and out-of-pocket expenses may vary depending on which vision plan you have.

The Fund has contracted with Transcarent to provide employees, retirees, and their dependents with access to high quality providers across the United States.  This includes access to centers of excellence as well as surgeons who are highly rated in the United States for their specialty.

Life insurance, and accidental death and dismemberment insurance (AD&D) are benefits provided to active participants who are eligible and enrolled.

The Health & Welfare Fund provides eligible participants with occupational and non-occupational weekly income disability benefits. Weekly amounts differ depending upon the plan in which you are enrolled.

If your eligibility for Plan coverage ends due to termination of employment, reduction in work hours, termination of your employer’s contributions to the Fund or you become Totally Disabled, enter military service, or die – you or your dependents may be able to continue coverage for a period of time.

The Fund provides assistance to eligible retirees in choosing individual coverage through Via Benefits. If you are eligible for a subsidy for your retiree coverage, you may also participate in the Health Reimbursement Arrangement (HRA).

Eligibility and electing to participate in the Retiree HRA is decided at the time of retirement.